Error processing SSI file



What the News found

Throughout this year, The Detroit News has explored the forces that hold people in poverty during unprecedented good economic times, and that now threaten them even more as Michigan struggles through a recession.

Today's Report:
Welfare reform's impact:
Five years after Michigan reformed its welfare system, thousands of people have moved off the dole and into jobs. And thousands are better off than when they were on welfare. Yet many remain poor, struggling to get by on low-wage jobs. And now there are signs that the recession is beginning to roll back some of the successes.

Part II: Aug. 19-21, 2001:
For the working poor, living is simply more expensive, making it hard to break the chains of poverty.

Part I: March 25, 2001:
For those moving from welfare to work, the lack of an efficient transit system is one of the biggest obstacles.

Where to get help

      People in poverty seeking information about the Family Independence Program (FIP) should contact their local Family Independence Agency offices. The following telephone numbers are the main offices in each county, which provide referrals to more localized welfare offices, including 29 in Wayne County, five in Oakland and three in Macomb.

Wayne: (313) 256-1000
Oakland: (248) 975-4804
Macomb: (810) 412-6100
Livingston: (517) 548-0200

      FIA offices are located in all 83 counties in Michigan. For information from the main office in Lansing, call (517) 373-2035.

Child care aid

Michigan program
Michigan's Child Development and Care Program, offered by the Family Independence Agency (FIA), helps low-income people pay for child care. For information or to apply for the program, call your county FIA office or go online at www.michigan.gov and click on Family Health & Safety.

Federal tax subsidies
The Federal Child and Dependent Care Credit (CDCC) credit allows parents to deduct a certain percentage of their child care expenses when they file their federal income tax return. To learn about the CDCC credit, call the IRS at (800) 829-1040 or visit the IRS Web site at http://www.irs.gov.

Federal Earned Income Credit (EIC) is intended to help low- and moderate-income workers bear the costs of child care more easily. To find out if you qualify, call the IRS. Source: Family Independence Agency, Careguide.com

Find help online

      Here are links to private and government agencies that help low-income families.
Focus:HOPE -- offers food, child care, job and educational training, in Detroit: (313) 494-5500.
Charity Motors Inc. -- Charity Motors Car Donation Program, accepts automobiles and resells some of them at low prices, in Detroit: (313) 255-1000.
RideShare -- free service of SEMCOG that assists in finding carpool and/or vanpool partners. 1-866-510-POOL.
Michigan Family Independence Agency
National Homeless Coalition

      Detroit's Work Place provides service and references to other agencies that help the working poor. Call (313) 962-WORK, or, for similar services outside Detroit, 1-800-285-WORK.

Want to help?

Mother Waddles Car Donation Program, provides donated cars to low-income people who need transportation, in Hamtramck: (313) 891-4475.
Charity Motors Car Donation Program, accepts automobiles and resells some of them at low prices, in Detroit: (313) 255-1000.
Southfield Career Center, accepts information about automobiles for sale or for donation, in Southfield. Mildred Peevos, (248) 945-5100, ext. 104.
Wayne County Family Center, operated by Lutheran Social Services of Michigan, accepts information about automobiles, in Westland. Cynthia S. Haberman, (734) 721-0590.



© Copyright The Detroit News. Error processing SSI file





Part 1 -- Sunday, March 25, 2001

Photos By Donna Terek / The Detroit News
Lori Denton, 36, and her three children wound up at a homeless center when she was fired because unreliable transportation caused her to be late for work. Solving the transportation problem is integral to the success of welfare-to-work programs.
Off welfare, still broke
Although employed, poor lose out on economic boom and still struggle
No car, no bus means no job

2-hour ride strains mom
Mother of 6 faces long daily bus trip in attempt to get ahead
Finding a lift proves major hurdle
No transportation limits job choices for Novi mother
Working poor eke out living
Good times rolled by. Now what?
Donations of cars, van pools offer relief
Private sector could play key role in filling transportation gaps for the working poor

Part 2 -- Sunday, August 19, 2001

Families in poverty pay more to survive
Expensive groceries, credit sap resources
Donna Terek / The Detroit News
Payday lending is a booming business across the country and is unregulated in Michigan. Borrowers sometimes pay as much as 900 percent interest.
Payday loans trap borrowers
High fees, interest snare disadvantaged in a vicious cycle
Part 2: High interest or fee?
Part 3: Uncertainty in Michigan
Part 4: Bill has critics
Part 5: Payday lending defended

How payday loans work

Less expensive alternatives

Tips for avoiding financial trouble

State considers some regulation

Monday, August 20, 2001

Lenders exploit poor’s few assets
Elderly, minorities often targets
Part 2: Equity in home
Part 3: Many ways to lose

Poor victimized by high car loans
Complaints surge against firms getting high auto loan rates
Car loan tips

How to recognize predatory lending

Tuesday, August 21, 2001

Groceries cost more for poor
Dearth of inner-city supermarkets limits choices
Part 2: Transportation a problem
Part 3: Food quality poor
Part 4: Less buying power

Supermarkets shun Detroit for lack of location
City officials pitch sites, tax incentives in new effort to lure much-needed grocers.
Where to call for help

Sunday, December 23, 2001

Poor off welfare, but poverty wins
Low-paying jobs make it a struggle to get ahead
Photos by Robin Buckson / The Detroit News

Although Tonya Fisher is considered to be at the very pinnacle of success in Family Independence Program, her pay keeps her in the bottom 20 percent of U.S. wage earners.

Lack of skills, education dim success
Work requirements, low pay force some through revolving door of dead-end jobs
Time will show if cycle of dependence ends
But recipients say working does set good example for kids
Recession nudges up caseload
Slowing economy also makes job search harder for welfare recipients
Child care persists as big obstacle to work
Welfare rules make it difficult to miss work because of kids
How welfare works
Section Spotlight
Search detnews.com
GO

Error processing SSI file
Error processing SSI file